Table of contents

Introduction

With Bengaluru's rapid growth as a thriving metropolitan hub, keeping accurate and transparent property records has never been more critical. The city's rapid growth has presented issues in property administration, frequently resulting in complications such as fraudulent activities, uncertain ownership, and inefficient administrative procedures. Recognising the need for modernity, the government implemented the e-Khata system, representing an essential change in property registration.

Beginning September 13, 2024, e-Khata will be compulsory for all property registrations in Bengaluru. This digital initiative intends to change how property transactions are recorded and maintained. The system's move to an electronic format aims to increase transparency, reduce fraud, and streamline the administrative procedures associated with property ownership.

e-Khata in Bengaluru is more than just a regulatory requirement; it is essential to ensure safe and conveniently accessible property data. This move gives property owners peace of mind, knowing their assets are properly documented and protected. Furthermore, simpler operations save time and decrease the need for onerous paperwork.

E-Khata: What is it?

E-Khata is an online platform designed to simplify the property registration process in Bengaluru. It unifies property records into a single, easily accessible format, unlike the conventional Khata system, which consists of Khata A (for lawfully constructed properties) and Khata B (for properties with disputes). In addition to increasing accessibility and accuracy, this shift to a digital system drastically reduces the paperwork required for real estate transactions.

The e-Khata system offers a safe electronic certification of property ownership, including essential data like property taxes and ownership details. This change is significant because it enables more effective handling of property records, critical in an expanding city like Bengaluru.

Why is e-Khata required in Bengaluru, Karnataka, for property registration?

The Karnataka government has mandated e-Khata for all property registrations to solve several urgent problems in the real estate industry:

  • Improved Transparency: Property records can be tracked and verified more efficiently,
    thanks to the digital format.
  • Fraud Reduction: Double registrations and other fraudulent acts are far less likely when
    records are digitised.
  • Streamlined Transactions: By guaranteeing that all required documentation is immediately
    accessible and verified, E-Khata streamlines the process for both buyers and sellers.

How to Get e-Khata in Bengaluru?

The process of obtaining an e-Khata is simple and may be done online. Here is a detailed guide:

  1. Visit the official website: The official websites for online Khata registration in Bengaluru are e-Aasthi and e-Swathu. Link to the official website- https://eaasthi.karnataka.gov.in/
  2. Create an account: Enter your information to register on the portal.
  3. Complete the application and upload the documents: Provide the required information about your property and upload the necessary documents, such as your sale deed, proof of ownership, tax receipts, and other pertinent records.
  4. Pay the application fee: Most services are free or available at a nominal cost, but the fee may vary based on the property's type and size. The service costs ₹45, with an additional ₹5 charged per scanned page.
  5. Verification Procedure: Your documentation will be checked by the local government or the Bruhat Bengaluru Mahanagara Palike (BBMP). If required, field verification may be a part of this. Once the e-Khata certificate is ready for printing, an additional ₹125 must be paid to the Bruhat Bengaluru Mahanagara Palike (BBMP). The verification process for an e-khata in Bengaluru is automated and linked to the Kaveri and BESCOM databases. If there's a match, you'll receive your e-khata immediately. Otherwise, it's manually verified by AROs (Assistant Revenue Officers)., which can take 15-30 working days.
  6. Monitor Your Application: You can check the status of your application online.
  7. Get Your e-Khata Certificate: Your e-Khata certificate is available for download and use in legitimate transactions after approval.

In addition to speeding up the procedure, this digital approach guarantees that all records are current and readily available.

e-Khata's Advantages for Property Owners

Since its launch, e-Khata has transformed property management for owners by providing an innovative platform to improve transparency and streamline processes. The following are some of e-Khata's primary benefits for property owners:

  • Efficiency: The e-Khata system transforms property registration by drastically reducing processing time. Property owners can now avoid the annoyance of lengthy lines and never-ending paperwork by having tasks that often take weeks or months to finish in a few days.
  • Security: e-Khatas are incredibly safe, reducing the possibility of fraud and manipulation frequently connected to conventional paper-based records. This gives owners much-needed peace of mind by guaranteeing that property facts stay current and trustworthy.
  • Accessibility: Property owners can conveniently access their e-Khata records anytime and anywhere through an online portal. By signing into the official e-Khata website, they can retrieve and verify property information without physically visiting government offices, domestically or overseas.
  • Decreased Costs: By eliminating mediators and superfluous paperwork, e-Khata lowers the total cost of property registration, making it more efficient and cost-effective for property owners.
  • Smooth Transactions: Using e-Khata, real estate transactions are straightforward and easy for buyers and sellers. Its digital format lowers the likelihood of legal issues, guaranteeing that transactions proceed without needless hold-ups.

Conclusion

E-Khata has transformed property registration in Bengaluru, offering security, efficiency, and transparency. It simplifies transactions, ensures accurate records, and protects the rights of buyers, sellers, and property owners alike. By modernising the process, e-Khata sets a benchmark for trust and governance in real estate, making property ownership easier for everyone.

FAQs
1. Is the e-Khata system applicable to Bengaluru apartments bought before October 1, 2024?
Yes, to maintain legal compliance in transactions such as resales or ownership changes, owners of previously purchased properties must switch to e-Khata.

2. Are Bengaluru apartment property tax payments required before receiving an e-Khata?
You must pay off your property tax debt to guarantee a seamless application procedure and acceptance of your e-Khata certificate.

3. Can more than one property be registered with a single e-Khata account?
Indeed, E-Khata simplifies record-keeping for property owners with various holdings by enabling you to manage several properties, including filaments, 3 BHK, and 2 BHK apartments in Bengaluru, under a single account.

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